Services
Click the following link to get more information about applying for one of our CEBA loans today!
Are you attending or considering College or University?
Don't let the lack of dispensable funds hold you back from your dreams of post secondary education. We can offer you a number of different financing options.
Option #1: Withdraw from your Registered Retirement Savings Plan (RRSP)
The government's Lifelong Learning Program (LLP) allows you to withdraw $10,000 per calendar year to finance post secondary education for you, your spouse, or your common law partner. Repayments can be made over a maximum of 10 years with payments being 1/10 of the withdrawal per year. No interest is required to be paid on the amount of the withdrawal.
Option #2: Withdraw from a Registered Education Savings Plan (RESP)
Option #3: Apply for a Government Student Loan
The Manitoba Student Aid Program (MSAP) works together with the federal government to provide financial assistance to students enrolled in post secondary education. Interest only starts accumulating when you cease to be a full-time student. For your convenience, no payments are required until this time either.
Option #4: Apply for a loan from the Rosenort Credit Union
Travel Insurance
When travelling outside of your home province, territory or country, your government health care plans don't travel with you. Travel insurance bridges that gap in coverage to help you stay protected during a medical emergency.
Have a better trip. Call CUMIS at 1-877-885-2847 and quote the RCU agency code 2302.
Line of Credit Insurance
Life
- Single and joint coverage available
- Maximum coverage - $100,000
- Premiums paid monthly only upon use of the line of credit
- Available for members ages 18-69
- Suited for any type of line of credit; personal, agricultural or commercial
Disability
- Single and joint coverage available
- Maximum coverage - $3,000/month for 24 month per insured
- Waiting period – 30 days
- Premiums paid monthly only upon use of the line of credit
- Available for members ages 18-59
- Suited for any type of line of credit; personal, agricultural or commercial
Are you buying or selling a home?
If you are a first-time home buyer, let us introduce you to a government program with you in mind.
The Home Buyer's Plan (HBP) allows you to withdraw up to $25,000 from your RRSPs to put towards building or owning your first home. No taxes will be withheld on this amount. If you buy or build the home with your spouse or common law partner, each individual is entitled to withdraw $20,000. Repayments happen by making contributions to your RRSP. You have a maximum of 15 years to pay back the total amount withdrawn.
We can also be of assistance to you by setting up a mortgage to suit your needs.